Price comparison of invoicing services
A comparison of the service fee and additional fees of invoicing services.
Yes it is, as long as you follow the rules of the game. Comparative marketing must be truthful, unbiased and factual. You may not present false information about a competitor or a competitor’s product. Marketing is therefore permitted in terms of comparison, if it is not untrue or misleading.
Because, for their own benefit, everyone should find out, compare and choose an invoicing service that they can trust with certainty and that they dare to let take care of them in addition to your own personal data, also about your financial affairs, salary payment and salary announcements, withholding tax according to the tax card and VAT settlements to the Tax Administration. If the invoicing service leaves any of them unhandled, they may fall to you later in the form of fines or payment orders.
Did you know that there is a complete lack of legislation in the invoicing service industry? No laws regulate the operation of invoicing services, and that’s why there have also been applications in the field operators whose expertise and know-how are not sufficient in financial and taxation-related regulations or in matters related to entrepreneurship and business in general.
The invoicing service can therefore be offered by, for example, the owners of a car repair shop. The lack of expertise and necessary insurance related to invoicing services is covered with aggressive and misleading marketing and, of course, at a significantly lower price than competitors.
Therefore, before choosing an invoicing service, make sure that the people responsible for the service are professionals in the field and that the service offers insurance.
Liability insurance is essential for a light entrepreneur, regardless of whether he does almost any work for an external contractor. Insurance is expensive and only a company can get it, which is why the light entrepreneur is completely dependent on the liability insurance of the invoicing service he has chosen.
If you mess up at work and unintentionally cause any damage, small or large, to the client or a third party, you are automatically liable for compensation. If you have wisely chosen an invoicing service that has comprehensive liability insurance for your industry as well, then in the event of damage, the invoicing service’s insurance will cover the damage, in accordance with the insurance conditions.
If there is no clear information about liability insurance on the pages of the invoicing service, ask to see an insurance certificate that explains:
– Is the insurance valid for light entrepreneurs who invoice through the invoicing service. Not so that insurance covers only the invoicing service’s own business.
– What industries does the insurance cover? It is not enough that the insurance is taken out for car repair if your industry is construction, cleaning or someone else.
– What compensation amounts apply to your own industry.
Therefore, before choosing an invoicing service, check the liability insurance and demand to see the insurance certificate.
In the price comparison of invoicing services, invoicing services that are actively marketing and in operation, which offer small entrepreneurs an invoicing platform.
The comparison includes those service providers whose websites can be used to find out the total costs of using the service.
Two companies offering invoicing services have been excluded from the comparison.
- The invoicing service has not delivered the financial statement information for several years (Source: PRH and Trade Register extract), but is still in operation. It is also subject to the payment arrangement of the Tax Administration.
- A new, cheaper version from the previous one.
Comparison price information, etc. the information has been retrieved directly from the service providers’ own websites on January 24, 2025. Other information is public, free information available to everyone, which have been collected from PRH’s virre.fi service’s up-to-date Trade Register extracts and Vastuu Group register and ytj’s register.
We have an efficient, low-resource organization consisting of financial management professionals. The billing service program is developed by 4works itself and we do not pay leasing fees to external systems.
And since the system is our own, we have digitized and automated everything as far as possible so that payment of fees, checking of invoices and notifications to the authorities are as fast and up-to-date as possible.
You can count on our affordability; we have not raised the percentages to be collected even once during the entire 8 years.
| Service Provider |
Service Fee + Extra Fee |
Insurances |
Total Cost of Using the Service |
|---|---|---|---|
4works |
3,6 – 1,0 % |
Liability insurance Included in |
3,6 – 1,0 % |
Ukko |
5,0 % + |
Liability insurance Included in |
8,0 % |
Eezy |
4,0 – 2,0 % + |
Liability insurance Included in |
7,0 – 5,0 % |
Omapaja |
4,0 – 2,0 % + |
Liability insurance Included in |
7,0 – 5,0 % |
Laskuttamo |
4,0 % + |
Liability insurance Included in |
6,5 % |
Bisse |
4,9 %no extra fees |
Liability insurance Included in |
4,9 % |
Finjob |
4,0 %no extra fees |
Liability insurance Included in |
4,0 % |
Flexwork |
3,0 % + |
Liability insurance |
5,5 % |
Värväämö |
5,0 – 3,5 % + |
Liability insurance Included in |
7,8 – 6,3 % |
Työt Rahaksi |
5,0 – 3,0 % + |
Liability insurance Included in |
9,0 – 5,0 % |
Truster |
3,99 % + |
Liability insurance Included in Truster-turva. |
6,49 % |
Toimipiste |
5,0 % + |
Liability insurance Included in |
13,0 – 7,0 % |
Odeal |
5,0 – 2,0 % + |
Liability insurance Included in |
13,0 – 4,0 % |
Floy |
4,0 % + |
Liability insurance Included Floy-turva |
6,5 % |
Palkkaonline |
5,0 % |
Liability insurance Included in |
5,0 % |
Invoicing services with no liability insurance for invoicing service users. Information collected from websites. |
|||
Kevyesti.fi |
2,9 % + |
No Liability insurance accident insurance |
4,9 %No Liability insurance |
Laskutuspaja |
1,9 % |
No Liability insurance |
1,9 %No Liability insurance |
Futuravia |
1,5 % |
No Liability insurance |
1,5 %No Liability insurance |
