{"id":10160,"date":"2024-12-31T09:14:20","date_gmt":"2024-12-31T09:14:20","guid":{"rendered":"https:\/\/www.4works.fi\/en\/?page_id=10160"},"modified":"2026-01-13T11:03:36","modified_gmt":"2026-01-13T11:03:36","slug":"current-topics","status":"publish","type":"page","link":"https:\/\/www.4works.fi\/en\/it\/current-topics\/","title":{"rendered":"Argomenti attuali"},"content":{"rendered":"\t\t
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Current Topics<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Current news and bulletins<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Changes at the turn of the year 2026<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Tax-exempt allowances in 2026 for business travel<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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The full tax-exempt per diem for travel in Finland will be \u20ac54 (\u20ac53 in 2025), the partial per diem will remain at \u20ac25 (\u20ac24 also in 2025), and the meal allowance (specific industries) will be \u20ac13.50 (\u20ac13.25 in 2025). The kilometre allowance will be 55 cents per kilometre (59 cents in 2025).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Health Insurance Contribution 2026<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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The health insurance premium for 2026 is 1.91%, which is withheld from your salary after your earned income exceeds the YEL insurance limit of 9,423.09 euros.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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YEL insurance 2026<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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At the turn of the year, the lower and upper limits of YEL work income rise. The lower limit of work income next year will be 9,423.09 \u20ac and the upper limit will be 209,125 \u20ac.
If your work input is below the lower limit of work income, you do not need to take out YEL insurance. If, on the other hand, your work input exceeds the upper limit of your work income, the excess part does not affect your YEL insurance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Value added tax on exercise services 2026<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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The value added tax on exercise services will decreases from 14% to 13,5% from 1 January 2026. Pay attention to the new value added tax when you produce sports services and agree on prices.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Tax card for 2026<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Starting in 2026, tax cards will become valid already on 1 January. Further, the income ceiling stated on the tax card is calculated for the full year, i.e. a period of 12 months.
This means that you no longer need to revise your tax card just to make it valid from 1 January.
Instead, you can change your tax rate and income ceiling by requesting a new tax card at any time in 2026, if necessary. You can change your tax card as many times as necessary.
After you have received your 2026 tax card in MyTax, you can make changes to it by requesting a new tax card or a revised tax card.
NOTE! Don’t forget to get the new tax card information on the My Own page, with the button “Get tax card information”.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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In 2025, the EU express payment regulation will speed up payments<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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The EU express payment regulation, which will be introduced in stages during 2025, will significantly improve the transmission of payments. With the express payment regulation, a customer of any bank can send and receive quick transfers in euros in ten seconds, regardless of the time of day or whether the transfer takes place in the home country or to another EU country.

The goal of the EU instant payment regulation is to promote the introduction of euro-denominated instant payments in the European Union. The regulation significantly improves the transmission of payments.
The Express Payment Regulation obliges payment service providers, such as banks, to offer sending and receiving services for SEPA express transfers at the same price as standard account transfers, without additional costs for the customer.

All banks located in euro countries accept express transfers to the payee’s account no later than January 9, 2025. Some banks already offer a sending service for quick transfers, and all of them banks operating in the euro area no later than 9 October 2025. Banks operating in other EU and EEA countries will send express transfers from July 9, 2027 at the latest.

Before sending the payment, the recipient’s information provided by the payer is compared with the name and account information of the recipient. Checking the recipient of the payment aims to prevent the payment from being passed on to the wrong person or company. Currently, payments are transferred to the recipient’s account based on the account number alone. Payment service providers must also ensure that there are no persons or entities on EU blacklists among their customers.

Source: STT<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Create the user id.\u00a0 \u2013 You\u2019ll get 50\u20ac bonus as a new beginner.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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